Introducing IBPI Health
We are proud to introduce IBPI Health, a Member-exclusive health care solution that provides affordable health care coverage for you and your employees.
With insurance premiums on the rise and no end in sight, IBPI Health was developed to help IBPI dealers gain control of expenses while providing quality benefits to employees – helping your business attract and retain a quality team.
Leverage IBPI’s group buying power as part of a larger, combined unit to purchase health care benefits at competitive rates. Join your fellow IBPI colleagues by taking advantage of this private, non-profit, level-funded benefits plan.
Learn More In Our Overview Video
Watch the video below to learn more, and to learn how you go about getting your free no-obligation quote.
Why A Level-Funded Program?
A level funded health plan is a type of health insurance plan that combines the cost savings and customization of self-funding with the financial safety and predictability of traditional, fully-insured plans. Level funding used to be a concept only available to large employers, but not anymore! Experience the advantages of level-funding without taking on added risk.
- Various Plan Design Options make it easy for you to find the right fit for your business. We have multiple network options, as well as plans compliant with Health Savings Accounts (HSA).
- An Experienced Team is always ready to provide expertise before, during & after you’ve chosen your plan.
- Quality Benefits ensure that your health plan is valuable to your business and employees. All our plans are compliant, minimum essential coverage. Preventive services are covered 100% when received from in-network providers.
Choosing a Network
IBPI Health offers multiple plans that feature either network + open access Reference Based Pricing or Preferred Provider Organization (PPO) networks.
Reference Based Pricing is an open access strategy that combats the rising cost of hospital-based medical care. Our RBP plans use a network for doctors, but you can go anywhere you choose for hospital-based services. The plan will pay the hospital a fair and reasonable amount based on local health care market costs and trends, usually between 120 and 300% of the Medicare reimbursement.
Preferred Provider Organization (PPO) plans give you flexibility. You can go to any health care professional you want without a referral – inside or outside of the network. Staying inside your network means smaller copays and full coverage. If you choose to go outside of the network, you’ll have higher out-of-pocket costs, and not all services may be covered.
Here’s What to Expect…
1) Get Your FREE No Obligation Quote
To begin the process of getting a quote for your practice, please complete the interest form below. If you have claims and plan detail for your current health plan, please submit it on this secure form. If Personal Health Questionnaires (PHQs) are required, you will receive a instructions on distribution to each of your employees. Once all employees have completed the PHQ, your quote will be generated within 4 – 7 business days.
2) Select A Plan
Once you are contacted with your underwriting results, you can select the medical plan that meets your needs, and the needs of your employees. Many companies may opt to choose two medical plans to give employees options. You will also have the opportunity to incorporate a dental and/or vision plan as well as other supplemental benefits to round out your benefits package. Medical insurance requires that the employer pay a portion of the employee premium. Other coverages can be set up as voluntary, employee-paid benefits.
3) Complete Your Paperwork
Anderson Thornton Consultants will guide you through all the paperwork that is necessary for you to enroll in IBPI Health.*
*Please note that you must maintain a IBPI Membership and be in good standing to qualify for the IBPI Health plan.